NOTICE
This service does not constitute an offer or solicitation for a short-term
loan. This site's services may change from time to time without notice. All
aspects and transactions on this site will be deemed to have taken place in our
office, regardless of where you may be viewing or accessing this site.
WARNING
A cash advance is intended as a short-term cash flow tool. It is not designed
as a solution for longer-term financial problems. The loan must be paid in full
prior to issuance of a new loan advance.
Terms and Conditions
In this Agreement ("Agreement"), the words "you or your" mean the customer
identified on front of agreement. The words "Us", "We", and "Our" mean the
Little Loan Shoppe Canada, LLC.
1. Acceptance - As set forth herein, you accept the terms and conditions
as outlined in this Agreement by authorizing us to debit your bank account when
your loan comes due. This Agreement is a confirmation of our agreement
including the terms, which were available to you in writing from our office, on
our website located at www.littleloanshoppe.com and verbally from one of our
operators prior to the completion of the transaction.
2. Electronic Presentment of Funds - You agree to the electronic
presentation by us of any funds owed and to the representation of any
presentations that are returned to us for any reason. Such electronic
representation may be for less than the original amount owed us or in any
increments totaling the amount due including the maximum permissible
non-sufficient funds fees charged by us.
3. Class Action - You agree, to the extent permitted by law, that You
will not bring, join, or participate in any class action or multi-plaintiff
action as to any claim, dispute, or controversy you may have against the Little
Loan Shoppe Canada, LLC. You agree to the entry of injunctive relief to stop
such a lawsuit or to remove yourself as a participant in the suit. This
agreement does not constitute a waiver of any of your rights and remedies to
pursue a claim individually as outlined herein.
4. Documentation - You agree that electronic mail, electronic forms,
records, photocopies, and /or facsimile copies of the documents you submit are
valid and enforceable as the original. Further, you agree that by verbal
consent in person or by phone, typing your name as your electronic signature,
or any other manner or method of acceptance as outlined herein constitutes an
acceptance of all terms and conditions of the Agreement for which will be
deemed valid and binding on all parties to this Agreement.
5. Electronic Signature/Verbal Consent - By agreeing to this
application, you understand and agree to all terms and conditions of this
Agreement and by submitting the online application by Internet or by phone, you
are applying for a cash advance and certify that information provided by you is
true and correct under penalty of perjury. You agree that upon submission of
your electronic signature or verbal consent by phone, you are not presently
involved in, or contemplating bankruptcy now or in the future. You authorize us
to verify the information in this application and hereby give the Little Loan
Shoppe Canada, LLC consent to obtain information on you from a consumer
reporting agency or other various means available. You understand the Little
Loan Shoppe Canada, LLC reserves the right to decline an applicant at any
time, with cause determined by judgment of risk, upon completion of due
diligence of applicant. In order to process this application, you understand
verification of the information you have provided is necessary, including, but
not limited to, employment and bank account verification. You accept personal
responsibility for safeguarding any PIN or CUSTOMER NUMBER that might be
assigned to you.
6. Governing Law - The transactions related to loans will be deemed to
have taken place at the principal place of business of Little Loan Shoppe
Canada, LLC and according to the laws of the State of Utah, United States of
America, regardless of where you may be viewing or accessing this site.
7. Auto Renewal Program - We automatically renew your loan as
a convenience to our customers. After your fourth renewal, your bank account
will be automatically debited to pay down the loan by $50 each pay period until
the entire balance has been paid in full.
If you have any questions, please
contact us.
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